Grow with CCT Factoring

Keep your Trucks on the Road, Haul more Freight, Expand your Fleet

We'll focus on the billing,
You focus on the road

CCT Factoring is a technology enabled factoring company that provides automated billing and daily reporting for its clients. We provide clients with real time access to their financial information through our client internet portal. Our reporting tools allow clients to maximize their profit by limiting deductions for missing paperwork or other clerical problems.

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Program Features


CCT’s technology platform can process same day funding requests, creates invoices and bills paperwork on behalf of clients, and enables clients to track funding requests.


Clients can take the stress out of booking their next load utilizing CCT’s technology platform to
see what brokers are approved for financing.


We are committed to customer service and allow new clients to trial our program for 30 days prior to locking in their contract.

Simple Program, Superior Service

  • Up to 100% Advance
  • Recourse and Non-Recourse options
  • Low factoring rate
  • Same day funding options
  • No invoice processing fee
  • No set up or hidden fees
  • Fuel cards through EFS
  • Fuel advances on loads in transit
  • Access to broker credit data
  • Email load paperwork, no need to create an invoice
  • 24/7 online account access and credit checks
  • Flexible contract term with 30-day trial period
  • Dedicated Account Manager
  • Generous referral bonuses

Hear from our satisfied clients...

CCT Factoring, LLC
Based on 37 reviews
powered by Google
Hansel RodriguezHansel Rodriguez
01:29 12 Jun 24
Kim is amazing. She truly cares about her clients. I highly recommend. Really truly appreciate working with a business who puts her clients first. Highly recommend to all
Stephine MusicHDStephine MusicHD
19:52 11 Jun 24
Spoke to Kim, super sweet, honest and knowledgeable about financing and todays market. Perfect person to work with if you’re looking for phenomenal service for your trucking business
Donnie HunterDonnie Hunter
22:31 04 Dec 23
Exceptional Financial Solutions at CCT Factoring Company - A Game Changer for Small Businesses!As a small business owner, discovering CCT Factoring Company on Google Maps has been a transformative experience for my business's cash flow management. Their factoring services are top-notch, offering a seamless and efficient process that stands out in the financial services industry.Your Friends!4U Logistics Team
TXR LogisticsTXR Logistics
17:08 15 Sep 23
I have been using CCT Factoring for over a year now. My experience with CCT has been great! They are always available to answer any questions, payments are always received on schedule and when an issue does arise, they are very hands on and help find a quick solution. Years ago I used a factoring company and had the worst experience! I never wanted to factor again, but with a new company it made sense. I do not regret signing on with CCT. Kim and all of her staff are wonderful to work with! Highly recommend!
Walker's Heavy HaulWalker's Heavy Haul
15:29 07 Sep 23
Awesome customer service
Jack JonesJack Jones
00:28 22 Jul 23
CCT receives a glowing 5-star review for its outstanding factoring services. Love their quick and transparent process, free from hidden fees. I want to highlight CCT's ability to provide tailored solutions that perfectly fit our business's unique needs, ensuring efficient cash flow management.I also commend the company's excellent customer service, especially Kim, who's always responsive and friendly, always available to address our queries promptly. Their competitive rates stand out, proving their commitment to offering attractive terms without compromising service quality.Can't stress enough on CCT's ability to provide timely funding, allowing our business to access crucial cash flow when needed, without delays. This review emphasizes CCT's reliability and trustworthiness, with a strong recommendation for any business seeking an efficient and dependable factoring partner.
Chaddrick HallChaddrick Hall
12:14 14 Jul 23
23:00 06 May 23
I was having a challenging time with a Broker, who refused to issue payment for services rendered and I had no idea, what to do.I was at my wits end, when someone referred me to Kim Kringen at CCT Factoring Company. After speaking with her, she quickly resolved my issue with the Broker and I received my payment the very next day.Thanks Kim for being prompt, professional and solution oriented - You're the Best - Highly Recommend!!!
Camden JandreauCamden Jandreau
16:30 13 Mar 23
As a livestock/hay hauler.. CCT has done so much to help keep me afloat. They’re everything the big factoring companies ain’t. They’ll know you by first name and you aren’t just a number to them. They’re the only factoring company I would recommend to any owner/op!
Gary SaundersGary Saunders
19:38 17 Feb 23
Great people. Always available.
Prince ThapaPrince Thapa
15:44 16 Feb 23
I have been with CCT since day 1 and they have been like family to me. I have been with them for about 2 years now and I don't have anything bad to say about them. If you are looking for a factoring company to work with who really cares about your company its right here!
Lourance SuleimanLourance Suleiman
15:13 15 Feb 23
This factoring company is by far one of the best out there. I am a one truck authority and I've been working with them for 2 years. Lisa and Kim are extremely wonderful to work with. They always pay on time and have great rates. They've also worked with me when a problem arises from someone not paying unlike other factoring companies who seem to work against you.
Evelyn BurgessEvelyn Burgess
03:13 15 Feb 23
We've been using CCT for some years now. We are happy with their service and have not had any issues. If there is any concerns Kim or lisa are always available to help with any questions or concerns. I highly recommend them.
kaywana Brownkaywana Brown
22:33 14 Feb 23
After having a terrible experience with our previous factoring company, we came across CCT Factoring LLC and they have changed our perspective on factoring. CCT Factoring LLC has been GREAT! Kim and the entire team have been reliable and friendly. They make the process to submit our paperwork quite easy and payments are always on time. There's never a time when we are unable to get a hold of someone. If you are looking for a factoring company, I highly recommend CCT Factoring LLC. I guarantee you will not be disappointed.
Jasmin GonzalezJasmin Gonzalez
16:23 06 Jan 23
Being a small business I must say this factoring company has really helped me stay afloat. Kim has been extremely helpful, flexible and communicative. This is probably the best factoring company out there!! She has her clients back 100% of the way! I would recommend her to anyone looking for a factoring company.
Candace JohnsCandace Johns
17:18 30 Nov 22
CCT Factoring has been Fantastic to my small transport company, Kim made the on boarding process easy . She has been a pleasure to work with . I recommend CCT to any company needing factoring.
SixPak HaulersSixPak Haulers
19:26 28 Nov 22
CCT Factoring is such a wonderful simple process company. I signed on and quickly was approved and provided with PERFECT service. Kim and her team are the best to work with. Choose no other than CCT. Your company will be treated as top priority.
Marvin StewartMarvin Stewart
16:09 10 Oct 22
This company is amazing and the low factoring rate is a plus. They beat out company’s that pay you direct and charge 3% or more. They pay on time and customer service is great! I definitely recommend them.
CCT has been a Godsend! We were referred to Kim and she has most Helpful in every way. She even connected us with additional brokers! Minimal fees, easy to submit documents. Trust the process, it’s worth it.
Allens AnchorAllens Anchor
20:01 10 Aug 22
OMG! Where should I start. I would like to thank Kim for all of her patience and hard work. After a long journey of trying to find the perfect factoring company, I can honestly say she took her time and helped me through the entire process. She quickly responds to every email and answer every call. I am honored to have the opportunity to work with such a diligent, proficient, and dedicated company. If you're in such for a factoring company, I definitely recommend CCT Factoring!
Monek JamesMonek James
04:34 05 Aug 22
CCT Factoring is a great company to deal with, Kim and her team are great to work with and always on time. If your looking for a professional and always on time Factoring company look no more because CCT is the best!
Kristina DossKristina Doss
13:33 04 Aug 22
I really enjoy working with CCT Factoring. Kim helped me every step of the way with our set up process. We had it completed in one day. Submission of rate cons is simple and easy, which helps make my job easier! I am so pleased with this factoring company and the gentleman I do paperwork for was impressed with how quick he was able to get him money deposited. I appreciate how they keep communication open so if there are any questions or concerns I have they are quick to reply and take care of our needs.